Municipal Lien Searches

• These are charges levied by the municipality for improvements like road paving, sidewalk construction, or sewer line installation.

• This covers any outstanding fines or penalties for violations of local building codes, zoning ordinances, or other municipal regulations.

• This identifies any construction or renovation permits that were never properly closed, which could lead to fines or required corrective actions.

• While often covered in standard title searches, municipal lien searches can provide a more detailed and up-to-date picture of property tax status.

• This can include various other fees or penalties imposed by the local government.

Why They're Important:

• Municipal liens are often not recorded in the same way as traditional mortgages or liens, making them difficult to find without a specialized search.

• Undiscovered municipal liens can result in unexpected financial burdens for the new property owner.

• A municipal lien search helps ensure a clear title, protecting the buyer's investment.

In essence, a municipal lien search provides a deeper dive into the property's local records, uncovering potential financial obligations that could affect the transaction.