Full Title Searches

A full title search is the most comprehensive examination of a property's legal history. It's designed to uncover any potential issues that could affect ownership rights. Here's a detailed look at what it encompasses:

Core Objectives:

Establish a Complete Chain of Title:

• This involves tracing the property's ownership history from its earliest recorded roots to the present day. It ensures that each transfer of ownership was legally valid.

Identify All Encumbrances

• This means uncovering any claims or burdens against the property, which can include:
• Mortgages: Existing loans secured by the property.
• Liens: Claims for unpaid debts (e.g., tax liens, mechanic's liens, judgment liens).
• Easements: Rights granted to others to use the property.
• Restrictions: Limitations on how the property can be used (e.g., zoning restrictions, covenants).
• Judgments: Court-ordered obligations.